Our Approach at a Glance
Aurea Investments — Disciplined, algorithmic investing. No drama.
Important: All investing involves risk including loss of principal. No performance promises. We explain everything in plain English. Registration as an investment adviser does not imply any level of skill or training.
Core Portfolio (Default for Everyone)
Your foundation: diversified, low-cost, systematically rebalanced. We start here for everyone—no complexity unless it adds value.
- • Global diversification across stocks, bonds, and geographies
- • Index-based to keep costs low (every penny saved is earned)
- • Systematic rebalancing to maintain your target allocation
- • Daily monitoring with human oversight
Options Overlay (Optional, When Suitable)
Small, measured use of options strategies to potentially enhance income. Only when suitable, always capped in size (5-15%), never the main strategy.
When We Use It:
- • Suitable risk profile
- • Volatility premiums justify risk
- • Clear exit strategies defined
- • Client understands and approves
When We Won't:
- • Risk tolerance doesn't support it
- • Costs outweigh benefits
- • Market conditions unfavorable
- • Client prefers simplicity
Note: Options involve additional risks. Prior to trading options, you must receive the OCC's disclosure document.
Tax-Aware Automation
Daily monitoring for tax-loss harvesting opportunities. We capture losses when they make sense, not just at year-end.
When We Harvest:
- • Tax benefit exceeds costs
- • Suitable replacement available
- • No wash sale violations
- • Aligns with strategy
When We Skip It:
- • Costs outweigh tax benefits
- • Would trigger wash sales
- • Tax-exempt account (IRA)
- • Long-term gains preferred
Note: Tax-loss harvesting may not be suitable for all investors. Consult your tax advisor.
Who This Is For / Not For
✓ This is for you if:
You want disciplined investing with full transparency.
✗ This is not for you if:
You're seeking guaranteed returns or get-rich-quick schemes.
Our Non-Negotiables
✓ Your Privacy Protected
We never store personal data
✓ Always Compliant
Every word follows SEC rules
✓ Works for Everyone
Accessible to all abilities
✓ Plain English Only
If it needs a dictionary, we rewrite it
Ready to Learn More?
Milwaukee Office: 342 N Water St Suite 600, Milwaukee, WI 53202
Schedule a call: aureainvestments.com/contact
Form ADV: aureainvestments.com/adv/Form_ADV_Part_2A.pdf
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