Optimizing your experience...
Optimizing your experience...
Fee-Only Fiduciary
No committee. No delays. Just disciplined execution. Fiduciary oversight, transparent fees, and independent custody at a qualified custodian.
Assets held at a SIPC-member custodian · You retain full account control · CRD #336580 · Form ADV (Firm Brochure)
Your assets are held at a qualified custodian (Interactive Brokers or Fidelity), not with me. Your account, your login, your control. I have trading authority only; withdrawals go only to destinations you establish.*
SIPC protects against missing assets if the brokerage fails: up to $500,000 including $250,000 cash. Both custodians maintain excess coverage. Neither protects against market losses.
You receive statements directly from your custodian, not filtered through me. Real-time position visibility. Complete transaction history.
All investing involves risk. I promise a disciplined process, transparent fees, and honest communication. Not guaranteed returns.
* Unless otherwise agreed to through a Supplemental Power of Attorney, any deposits/withdrawals initiated by the Advisor will only be made to destinations established or confirmed using your own username or credentials. I never have access to your login. View custody details
Quarterly calls. Manual processes. Year-end tax scrambles. Good relationships, but limited bandwidth and inconsistent execution.
Full automation. No human judgment. Algorithm-only decisions. Low cost, but no one watching when things get interesting.
No investment committee. No benchmark to hug. When conditions change, I can act that day, not after three layers of approval. Research tools that never sleep, but human judgment for every decision. You get the agility institutions structurally can't offer.
Value isn't just stock picking. I study economic cycles, money flows, and macro conditions to identify where mispricing may exist: across asset classes, sectors, and positions.
I evaluate investments through a value lens, looking at fundamentals, not trends. Portfolios are built around your objectives and risk tolerance, not what's popular.
Value investing finds opportunities. Disciplined execution captures them. Tax-loss harvesting year-round, not a December scramble.
Taxes destroy returns. I coordinate with your CPA, harvest losses when they appear, and place assets where they're most tax-efficient.
Framework in Action
In 2024, gold and silver miners were dismissed as relics. The crowd chased crypto, meme stocks, AI hype. Mining stocks traded at decade-low valuations relative to the metals they produced.
I loaded up. Not because I had a crystal ball, but because 5,000 years of monetary history doesn't disappear because a generation discovered Bitcoin. When an asset class gets ignored by an entire demographic, that's exactly when value investors pay attention.
Same framework. Different opportunities. That's how I approach your portfolio.
This example illustrates the decision-making framework, not a recommendation or guarantee of future results. All investing involves risk.
Direct portfolio management for individuals and families. Value investing philosophy with an index core and tactical tilts toward undervalued opportunities.
Proactive tax management that runs year-round, not just in December. What you keep matters more than what you earn.
Direct access. Clear communication. No runaround.
I review your current holdings, identify tax inefficiencies, and show you specific opportunities. Not generic advice.
I discuss what I found, whether my approach fits your situation, and what working together would look like.
Your assets stay at a qualified custodian. I manage the portfolio with ongoing oversight, tax optimization, and the ability to move quickly when conditions change.
After earning my finance degree from Iowa, I spent four years in 401(k) administration watching the industry from the inside. High fees for mediocre service. Cookie-cutter portfolios. Advisors who only called when something went wrong.
I built Aurea to do it differently: fiduciary duty (your interests first, always), transparent fees (no hidden costs), a disciplined process (not chasing trends), and the agility to act when conditions change. No committee approval required.
I invest my own money the same way I'd invest yours. That's the only way I know how to do this.
Here's exactly what you'll pay. No hidden fees. No commissions. No termination fees.
I typically work with portfolios of $50,000 or more. Calculate your savings →
$50K - $250K
1.25%
annually
$250K - $500K
1.00%
annually
$500K - $1M
0.75%
annually
$1M+
0.50%
annually
✓ Portfolio management & rebalancing
✓ Year-round tax-loss harvesting
✓ Direct access to your advisor
✓ Quarterly performance reviews
✓ Value-oriented tactical tilts
✓ CPA coordination at tax time
Zero termination fees. Walk away whenever you want.
Your account is portable. It's at a qualified custodian under your name.
Fees billed in arrears. You only pay for time managed.
Full fee schedule in Form ADV Part 2A.
Straight answers to what you're probably wondering.
I'll review your holdings and show you what I see: tax opportunities, concentration risks, and where value investing principles might apply. No obligation.