Optimizing your experience...
What You Get
Value investing philosophy. Systematic execution. Proactive tax management. Here's exactly what working together looks like.
Globally diversified portfolios built on value investing principles. Low-cost index funds as the foundation, with tactical tilts toward undervalued assets when opportunities arise.
Proactive tax management that runs year-round, not just in December. Daily monitoring for harvesting opportunities, wash sale avoidance, and coordination with your CPA.
Ongoing analysis to identify mispriced opportunities. When the crowd ignores an asset class, I pay attention. When valuations detach from fundamentals, I act.
You work directly with me—no call centers, no junior associates, no runaround. When you have a question, you get an answer. When something matters, I reach out proactively.
For suitable portfolios ($500K+), we can add systematic options strategies to generate additional income. This is always optional and always conservative.
5-15%
Maximum allocation to options strategies
30-45
Days to expiration (conservative)
100%
Human review before execution
Options involve additional risks. Many clients choose our core strategy without options—that's a perfectly valid choice. Suitability assessment required.
| Traditional Advisor | Robo-Advisor | Aurea | |
|---|---|---|---|
| Investment Philosophy | Varies (often sales-driven) | Index only | Value investing + index core |
| Tax Management | Year-end (if at all) | Automated, basic | Daily monitoring + CPA coordination |
| Human Oversight | Quarterly calls | None (full autopilot) | Daily + direct access |
| Technology | Manual processes | Full automation | AI-assisted, human-approved |
| Minimum | Often $500K-1M | $0-5K | $250K |