Optimizing your experience...
Optimizing your experience...
Investment Philosophy
Value investing identifies what's undervalued. Disciplined execution captures it. This page explains exactly how that works.
Value investing is simple in concept: buy assets for less than they're worth and wait for the market to recognize the gap. In practice, it requires patience, discipline, and the ability to act when others won't.
Crowds create mispricing. When everyone chases the same stocks, they become overpriced. When everyone ignores an asset class, it becomes underpriced. Value investors pay attention to what's being ignored.
This isn't about being contrarian for its own sake. It's about recognizing that human psychology doesn't change, and that creates recurring opportunities for patient capital.
Example: The Gold Thesis
In 2024, gold and silver miners were trading at decade-low valuations relative to metal prices. An entire generation dismissed them as outdated while chasing crypto and meme stocks.
I saw mispricing. Gold has preserved purchasing power for 5,000 years. That doesn't become obsolete because a new generation discovers speculative assets. When valuations get that detached from fundamentals, value investors take notice.
This reflects personal investment philosophy and trading history. Past decisions don't guarantee future results. All investing involves risk.
The U.S. has over $36 trillion in national debt and runs $2+ trillion annual deficits. Historical patterns suggest governments in this position tend to rely on inflation rather than default. While no one can predict currency outcomes with certainty, this dynamic informs how I think about portfolio construction.
Aurea maintains a structural tilt toward real assets: gold, select commodity producers, and businesses with pricing power. This isn't a bet on collapse or a prediction about timing. It's recognition that diversified real asset exposure may help protect against tail risks that traditional stock/bond portfolios don't address.
I treat hard assets as risk management and purchasing-power insurance, not speculation. The allocation is sized appropriately, built with a value lens, and integrated into a broader diversified portfolio. Gold's historically low correlation to equities provides ballast when traditional diversification fails (as it did when stocks and bonds fell together in 2022).
The goal isn't to predict the future of the dollar. It's to build portfolios that don't require the future to go exactly as planned.
Value investing is the philosophy. These three elements are how I execute it.
Every client starts with a globally diversified, low-cost core. Index funds across asset classes, geographies, and sectors. This isn't exciting, but it's the foundation that provides stability while I look for value opportunities.
Global Equity
US, international, emerging markets exposure
Fixed Income
Bonds for stability and income generation
Alternatives
Gold, real assets when valuations warrant
Most advisors think about taxes in December. I look for tax-loss harvesting opportunities throughout the year, track wash sale windows, and coordinate with your CPA. Not just at year-end. Tax alpha compounds quietly but powerfully.
What I Do
What Others Do
Value investing requires discipline. When markets move sharply, my process focuses on risk controls, rebalancing discipline, and client-specific suitability. Decisions depend on your objectives, time horizon, and risk tolerance. I follow a structured process to execute without emotion.
I use research tools to analyze markets, test scenarios, and surface value signals. Technology amplifies my research, but I make every decision based on your specific circumstances.
Every portfolio analysis includes actionable insights tailored to your situation. Here's the format:
Portfolio Analysis
Sample Report Format
Prepared by
Aurea Investments
Fee Analysis
Current Fees
Potential Savings
10-Year Impact
Tax Optimization Opportunities
Allocation Assessment
Key Recommendations
Example format only. Not a guarantee. Actual results vary based on individual circumstances.