Optimizing your experience...
Optimizing your experience...
Most 401(k) participants have no idea how much they're paying in fees. See the true cost of your plan's expense ratios over time.
Less in your retirement account vs. a low-cost portfolio
Based on current balance
Paid directly from your account
If your plan offers index funds (S&P 500, Total Market), consider them for lower fees.
HR can add low-cost funds to your plan. Many employers don't realize their plans have high fees.
A fiduciary advisor can analyze your entire plan and recommend optimal allocations.
Important Disclosures: This calculator provides hypothetical illustrations only and does not represent actual investment results or guarantee future performance. The 7% annual return assumption is for illustrative purposes only. Actual returns will vary and may be higher or lower.
Expense ratios shown are examples only. Your actual plan fees may differ. This calculator does not account for all fees that may apply to your 401(k), such as administrative fees, record-keeping fees, or transaction costs. Consult your plan documents for complete fee information.
Aurea Investments is a state-registered investment advisor. See our Form ADV Part 2A for complete services and disclosures. All investing involves risk, including potential loss of principal.